Houston, Texas, Insurance Brokers for All Your Insurance Needs
9889 Bellaire Blvd.124 Houston TX 77036(Second floor south end on 1st building in the westside of Dun Huang Plaza)
Call us at: (713) 952-5031

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Houston, Texas, Insurance Brokers for All Your Insurance Needs


Allwin Insurance Agency

Houston, Texas, Insurance Brokers for All Your Insurance Needs

The experienced insurance agents at Allwin Insurance Agency can answer all of your questions, find policies that best meet your needs, and ensure that your claims are handled in a timely manner.

Competitive Prices

 Fast Support

Expert Services


Exceptional market penetration ensureing you access to the best carriers

Insurance is a contract that transfers a large risk by paying a certain premium, and controls the risk within a limited range with a small investment in order to better protect personal and business liability, property, health and loss of life.

Insurance is a unilateral contract, that means, the customer can cancel at any time, while the insurance company cannot cancel at any time, and needs to give the customer a certain period of advance notice. There are many types and terms of insurance. How to choose and understand various concepts may be time-consuming and troublesome. With the explanation of professional insurance agents, you can quickly and better understand insurance, the concept of insurance, coverages and terms of various insurance. Through independent insurance agencies, you can also compare prices from multiple insurance carriers. In the same insurance terms, you may pay less premium. Allwin Insurance Agency is such an insurance agency. We have established the Agency in 2009, and runs for more than ten years. We have established a team of insurance agents with professional skills and rich experience. Can help you with all your insurance need in a very efficient way, to save you money, get better coverage and get better services. We don’t charge customer fees for service, we are paid through commission by insurance company, it means you don’t pay extra money even with help of an agent from us.

You need reliable insurance agent to handle all your insurance need, get better price, get better coverage, answer questions, claim assistance, renew reminder and more. At Allwin Insurance Agency, we do it all.


Auto, Home, Health, Life, Rental house, Renter’s, And More


Business And Commercial Insurance in Houston


Flood Insurance For All Types of Properties


Protect Your Family’s Future With Life Insurance

You will have
optimal coverage.

We compare and analyze policy options and products from various carriers to identify the optimal coverage provisions and value.


Houston, Texas, Insurance Brokers for All Your Insurance Needs

Home Insurance

Rental house,Restaurant,Apartment,Shopping center,Office building ,Warehouse, Investment property Insurance .

Auto Insurance

Cheap auto Insurance,Auto insurance,Cargo Insurance,Freight Insurance,truck Insurance.

Commercial Insurance

flood insurance,travel Insurance,visitor Insurance,online store insurance,retail store insurance.

Obama Insurance

Obama health Insurance,Health insurance Surety Bond,Medicare Insurance.

Allwin Insurance Agency

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Allwin Insurance Agency

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ALLWIN: We serve the insurance needs of individuals, families, and businesses.

Protect Your Family’s Future With Life Insurance

There are two main categories of life insurance, term and permanent. Term life insurance doesn’t have accumulated cash value, thus is more affordable, but can’t last whole life, typical term is 10, 20, 30 years, very few company offer 40 years, after the term limit, policy expires.

Permanent life insurance has accumulated cash value, thus is expensive compare to term life insurance. There are four types of permanent life insurance: whole life, universal life, variable life, and variable universal life. Within those whole life and universal life are more popular.

Every adult should have a life insurance policy, even if they are unmarried and have no children. Life insurance not only protects you, it can also protect your loved ones. You can name anyone of your choosing as the beneficiary of a life insurance policy, which means you can name your parents, siblings, aunts, uncles, cousins, children, spouse, and friends.

If you have children, it’s almost a given that you should have some form of life insurance policy in your name. Even if the proceeds of the policy are left to your spouse upon your death, the funds from the policy can be used to help your widow or widower support your children after suffering a tragic loss.

For children, the premiums are relatively cheap, it is necessary to buy an life insurance policy as soon as they are born. Buying life insurance before the age of 18 does not require a medical examination.

Some permanent life insurance policies have the feature or can be done through a critical illness rider to pay a percentage of death benefit when diagnosed severe disease, the amount paid will be deducted from the death benefit amount at policyholder’s death.

Companies can also buy life insurance for key employees to protect the company in the event of an accident or key employee’s death.

Life insurance has the feature of investment return, that can be a source of retirement income, be careful on the guaranteed or non guaranteed return interest rate when read the illustration.

Life insurance proceedings are tax free, don’t have to report as a tax income. Premium paid must use after tax money, means is not tax deductible.

Other Forms of Insurance

The Allwin Insurance Agency insurance brokers have experience with all forms of insurance policies, including the following:

  • Dental

  • Farm

  • Bonds

  • Limousines

  • Trucking

  • Motorcycle

  • Annuities 

When you are in need of assistance with any type of insurance, you can put your trust in the insurance brokers at Allwin Insurance Agency in Houston, Texas.


Auto, Home, Health, Rental house, Renter’s, And More

Whether you need a brand new automotive, homeowner’s, rental house, renter’s, commercial, health, Obamacare, Medicare or life insurance policy, Allwin Insurance Agency can find a policy that is best for your situation.  Renewing a policy, finding a brand new policy, seeking lower premiums, and switching insurance companies are all best done with the assistance of an experienced insurance agent. At Allwin Insurance Agency, our insurance agents make it easy to assist you for all service need like file a claim for damage, loss, policy changes or another issue covered by your policy. When you are in need of new insurance coverage, look no further than our experienced team in Houston, Texas, to provide you with the most affordable premiums possible for the coverage needed.


Business And Commercial Policies in Houston

Do you own a business? Are you planningto start a business in Houston, Texas? If so, you will need insurance to protect yourself, the company, and the company’s assets. There are many different policies available under the commercial category including general liability, professional liability, property, business income, equipment break down, worker’s compensation, surety bond etc.

Liability insurance protects your company from claims made by third party like visitors, clients, contractors, vendors, and others who do business with the company.

Professional liability protects claims made from customers due to negligence,
misrepresentation and inaccurate advice of professional service like medical practice, law practice etc.

Property insurance covers real estate property, business personal property and improvement.

Business income insurance pays for costs when covered perils caused business interruption.

Equipment breakdown insurance covers loss when covered perils caused equipment breakdown.

Workers’ compensation insurance covers medical costs and lost wages for work related injuries and illnesses.

Surety bond is a written contract to guarantee a party’s performance or obligation to a third party. Surety is the party to guarantee, Principal is the party to be guaranteed,  Obligee is the third party requires the guarantee. Surety pays Obligee when Principal fails the performance. Not likeinsurance, when Surety pays, it expect to be reimbursed or paid back by Principal.

By business type, there are many types of commercial insurance, like: restaurants, massages, hair salons, retail stores, clinics, dentists, law firms, commercial truck, transportation, cargo, renovations, buildings, factories, warehouses, strip centers, shopping malls, hospitals, apartments, hotels and many more.

Some of the business and commercial insurance policies our insurance brokers can assist with include the following:

  • Liquor liability

  • General liability

  • Commercial auto

  • Builders risk

  • Business owners

  • Workers’ compensation


Flood Insurance For All Types of Properties

As we’ve seen in recent years, Houston is not immune to flooding. No matter where you live near Houston, it might be a good idea to have insurance brokers from Allwin Insurance Agency review your property and whether or not it would be a good idea for a flood insurance property. Flood insurance might be required for certain property locations, but it can be added to your homeowner’s policy if you so choose.


What our clients say.

Don’t just take our word for it.

“We are an independent insurance agency, that represent many different carriers, we work for you, can help you find the lowest rate and with the best coverage.”

“We carry multiple lines of insurance such as auto, home owner, dwelling fire, flood, commercial, builder’s risk, worker’s compensation, life, annuity, health.”

Melissa Clark



Insurance Support

We know the market. You will get personal attention.

Customer Satisfaction is our Priority!

You will have optimal coverage.

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